Legal Document

Regulatory Disclosures

Last Updated: January 2025

Fully Licensed & Regulated

Trust Holdings is a fully licensed and regulated financial institution operating under the supervision of multiple regulatory authorities worldwide. Your investments are protected by robust regulatory frameworks and investor protection schemes.

Regulatory Authorizations

Trust Holdings operates under comprehensive regulatory oversight to ensure the highest standards of investor protection and market integrity.

  • FINMA Authorized: Trust Holdings Digital Finance AG is authorized and regulated by the Swiss Financial Market Supervisory Authority (FINMA)
  • SEC Registered: Trust Holdings Securities LLC is registered with the U.S. Securities and Exchange Commission
  • FINRA/SIPC Member: Securities trading is protected under SIPC coverage up to $500,000
  • FinCEN Registered: Trust Holdings Crypto LLC is a registered Money Services Business (MSB)
Investor Protection & Insurance

Your assets are protected through multiple layers of insurance and regulatory safeguards:

  • SIPC Protection: Securities accounts protected up to $500,000 (including $250,000 for cash)
  • FDIC Insurance: Uninvested cash balances are held at FDIC-insured partner banks, protected up to $250,000
  • Crypto Insurance: Digital assets are protected by comprehensive crime insurance coverage through Lloyd's of London
  • Segregated Accounts: All client funds are held in segregated accounts, separate from company assets
Digital Asset Compliance

Our cryptocurrency operations meet the highest standards of regulatory compliance:

  • Licensed in 48 U.S. states and territories for cryptocurrency operations
  • New York BitLicense holder - one of the most rigorous crypto licenses globally
  • SOC 2 Type II certified for security and operational controls
  • Cold storage custody with multi-signature security protocols
  • Annual third-party audits by Big Four accounting firms
Compliance Standards

Trust Holdings maintains comprehensive compliance programs that meet or exceed regulatory requirements:

Anti-Money Laundering (AML)

Robust AML program with real-time transaction monitoring, KYC verification, and suspicious activity reporting as required by the Bank Secrecy Act.

Know Your Customer (KYC)

Comprehensive identity verification procedures to prevent fraud and ensure regulatory compliance.

Data Protection

GDPR and CCPA compliant data handling practices with enterprise-grade encryption and security measures.

Global Regulatory Presence

Switzerland (Headquarters)

Authorized and regulated by FINMA. Member of the Swiss Bankers Association. Client assets protected under Swiss banking secrecy laws.

United States

SEC registered investment adviser. FINRA/SIPC member broker-dealer. FinCEN registered MSB. State-licensed in all 50 states.

European Union

Passported services across EU member states. MiFID II compliant. Authorized under the EU's Markets in Crypto-Assets (MiCA) regulation.

United Kingdom

FCA authorized and regulated. Member of the Financial Services Compensation Scheme (FSCS).

For questions about our regulatory status or compliance programs, please contact our compliance team.